At Total Guard Assurance (TGA), we specialize in handling hit & run insurance claims across Toronto and the Greater Toronto Area, ensuring your case is properly documented, correctly filed, and fully supported under Ontario insurance regulations.
When the at-fault driver is unknown, the success of your insurance claim in Ontario depends entirely on how the case is built. TGA ensures everything is handled accurately from the start.
In Ontario, hit & run damage is typically filed under your own policy:
Each scenario requires a different documentation and filing approach.
TGA advises you on the correct claim path at intake, ensuring your case is submitted properly from the beginning.
Without an identified driver, your claim depends entirely on documentation.
Total Guard Assurance builds structured, evidence-based files that include:
This ensures your hit & run claim in Toronto and across the GTA meets insurer requirements and reduces the risk of delays or disputes.
Hit & run claims filed under DCPD are typically considered not-at-fault, which may mean:
TGA reviews your specific policy at intake and provides clear guidance before any work begins, so you understand exactly how your claim will be handled.
Same-day intake available. A TGA specialist contacts you within one business day.
In most cases, yes. Ontario insurers typically require a police report for unidentified driver claims. TGA advises you on this at intake and incorporates the report into your file.
This is the definition of a hit & run. TGA's documentation process is specifically designed for these situations, capturing all observable evidence to support your insurer submission.
Not-at-fault claims, including most hit & run situations, do not typically affect your premium in Ontario. TGA can help you understand your specific policy terms.
End-to-end collision and damage repair—managed entirely by TGA.
Evidence-first documentation built to withstand insurer scrutiny.
Evidence-first documentation built to withstand insurer scrutiny.
Keying, graffiti, broken glass documented and claimed with precision.
Hail, fire, flooding, theft — comprehensive coverage made simple.
No fault, no identified driver — TGA has a process for that.
Windshield cracks and shattered windows — same-day intake, no deductible in most cases.
Full structural and cosmetic restoration after any vehicle collision.
