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// OUR SERVICES

Complete Car Insurance Claim & Repair Services
in Toronto & the GTA

At Total Guard Assurance (TGA), we provide end-to-end car insurance claim and repair services across Toronto and the Greater Toronto Area.

Whether you’re dealing with a collision, hit & run, vandalism, or windshield damage, our team manages the entire process — including claim documentation, direct insurer communication, and OEM-standard repairs.

We ensure your claim is handled correctly, your vehicle is restored properly, and you avoid costly mistakes that could impact your insurance premium.

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Auto Insurance Claim Repairs in Toronto & the GTA

At Total Guard Assurance (TGA), we handle car insurance claim repairs from start to finish — from first contact with your insurer to final OEM-standard repair. Whether you’re dealing with a collision, hit & run, vandalism, or windshield damage, our team ensures your insurance claim in Ontario is documented properly, approved efficiently, and repaired without delays or costly mistakes.

What We Handle:

  • Collision Damage & Accident Claims
  • Comprehensive Claims
  • Supplement Filing & Claim Adjustments
  • Vandalism & Auto Glass Claims
  • Hit & Run Claim Support (Ontario DCPD)
  • Direct Insurer Billing & Communication
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Claim Documentation

Insurance Claim Documentation & Scope Support

At Total Guard Assurance (TGA), we provide structured insurance claim documentation designed to support adjuster review, appraiser evaluation, and insurer approval across Ontario. Every file is built using an evidence-first approach, ensuring your claim is clearly documented, properly scoped, and ready for submission without delays or disputes.

What We Handle:

  • Time-Stamped Photo Evidence
  • Supplement Documentation & Adjustments
  • Complete File Record Preservation
  • Written Loss Narrative
  • Detailed Repair Scope Support
  • Regulatory-Ready Documentation Format
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Direct Insurance Company Communication

At Total Guard Assurance (TGA), we handle all communication with your insurance company — eliminating back-and-forth calls and ensuring your car insurance claim in Ontario is managed correctly from start to finish. Our team works directly with adjusters to keep your claim moving, properly documented, and approved without unnecessary delays or errors.

  • Adjuster Coordination & Case Management
  • Written Correspondence for Full Documentation
  • Claim Authorization & Approval Handling
  • Supplement Negotiation with Insurers
  • Real-Time Claim Status Tracking
  • Payment Processing & Coordination
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Collision Repair & Insurance Claims

From minor fender impacts to major structural damage, Total Guard Assurance (TGA) manages both your collision repair and insurance claim in Ontario from start to finish. We coordinate directly with your insurer to ensure your damage is properly assessed, approved, and repaired to OEM standards — getting you back on the road quickly without delays or costly errors.

  • Multi-Panel Structural Repair
  • Precision Paint Matching & Blending
  • Supplement Filing & Damage Reassessment
  • Frame Straightening & Alignment
  • OEM & Equivalent Parts Sourcing
  • Direct Insurance Billing & Coordination
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Vandalism Damage Insurance Claims

Vandalism incidents can be frustrating—and often mishandled without proper documentation. At Total Guard Assurance (TGA), we build evidence-driven insurance claims in Ontario to ensure your vandalism damage is properly assessed and approved without dispute. From minor cosmetic damage to severe incidents, we handle both the claim process and repair coordination from start to finish.

  • Keying & Surface Scratch Repair
  • Broken Window & Glass Replacement
  • Time-Stamped Evidence Documentation
  • Graffiti Removal & Full Respray
  • Slashed Tire Documentation & Claims Support
  • Comprehensive Insurance Claim Filing
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Vandalism Damage

Comprehensive Insurance Claims

Comprehensive claims often involve complex policy coverage and unclear entitlements. At Total Guard Assurance (TGA), we handle comprehensive insurance claims across Ontario, ensuring your damage is properly documented and you receive the full value of your coverage. We bridge the gap between what your policy says and what your claim should actually include — managing both the claim process and repair coordination from start to finish.

  • Hail & Storm Damage Claims
  • Flood & Water Intrusion Damage
  • Theft & Attempted Theft Claims
  • Falling Object Damage (Debris, Trees, etc.)
  • Fire Damage Assessment & Claims
  • Total Loss Coordination & Support
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Hit & Run Insurance Claims

Hit & run incidents come with unique insurance challenges in Ontario. At Total Guard Assurance (TGA), we specialize in handling hit & run insurance claims, ensuring your case is properly documented and filed under DCPD and OPCF 44R coverage where applicable. Our process is built to support no-fault claims, protect your driving record, and ensure your claim is handled correctly from the start.

  • DCPD Claim Filing & Processing
  • No-Fault Documentation & Case Structuring
  • Written Loss Statement Preparation
  • OPCF 44R Claim Support
  • Scene Evidence Capture & Documentation
  • Uninsured Motorist Coordination
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Windshield & Auto Glass Insurance Claims

Cracked windshields, shattered windows, or sunroof damage? At Total Guard Assurance (TGA), we handle auto glass insurance claims and replacement across Ontario, ensuring your repair is completed to OEM standards with direct insurer coordination. Most glass claims are processed quickly and, when filed correctly, may not impact your deductible.

  • Windshield Replacement & Repair
  • Sunroof Glass Repair & Replacement
  • ADAS Recalibration After Glass Replacement
  • Side & Rear Window Glass Replacement
  • OEM & Equivalent Glass Sourcing
  • Direct Insurance Billing & Processing
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// HOW IT WORKS

The TGA Process

Rapid Intake

Submit your incident details in minutes. We capture time-stamped evidence and record your loss narrative before anything else.

01

Insurer Communication

We handle all communication—photos, estimates, and updates—so you don't have to.

02

Faster Claim Approval

Our expertise with insurer requirements reduces delays and gets your claim approved faster.

03

Hassle-Free Payment

In most cases, the insurer pays us directly. You only handle your deductible if applicable.

04
Total Guard Assurance is not an insurer and does not determine coverage. All coverage decisions remain subject to policy terms and insurer review. Our role is
documentation, scope support, and written claim communication.
Ontario’s premier auto insurance claim & repair workflow
management service. We orchestrate the entire process—
from collision to final repair—so you never miss a beat.
  • 647-569-8888
  • totalguardassurance@gmail.com
  • Unit 221 - 2600 John St. Markham, ON L3R 3W3
Services
Company
© 2025 Total Guard Assurance Inc. — Serving Toronto GTA, Ontario
TGA is not an insurer. Coverage decisions remain subject to policy terms and insurer review.